Must have items for all new characters, caster or melee

[Cen]

I have been sort of stressed out trying out characters and I have some okay items swaying my decision but I have a bit of money to also invest in good all rounder gear for the undecided. I am curious what are good items usable by almost all classes that make starting out with as many classes as possible easy?

Banded Armor is something I don't have, though I have bronze, which is unfortunately not as versatile. I have a wraithbone hammer which is amazingly good stats and usable by a lot of classes, but not on casters.

Any examples of stuff like this thats very widely usable on my new characters while I decide and stay stressed? Im looking for some caster ideas too.