People who know things about cars

[gotrocks]

Originally Posted by Sirken [You must be logged in to view images. Log in or Register.]

Tralina, i'd keep looking.

for 17k you can get something much nicer.

much older

made of steel and american muscle

http://www.carsforsale.com/used_cars...ro_149240393_5


i payed 16k for mine (67 camaro SS), but had to replace the motor for the windshield wipers, and sadly mine is sporting a 350 instead of the 396. paint yours factory blue, give it white RS stripes (even though its not an RS) and then we'll match. power steering is for sissies.

also have had my 03 trailblazer since december of 02. may i suggest to everyone to NEVER buy a brand new car off the lot. worst mistake / waste of money ever.

that said,

"Chevy, like a rock!"

LOL sirken, anyone asking for advice on what car to buy can *not* handle american muscle.

you know this, man. quit flexin =P

[Bill Tetley]

Originally Posted by dredge [You must be logged in to view images. Log in or Register.]

Cars are stupid, save your money. A car is transportation, period.

I find that most people that say this either don't drive a lot or don't make enough money/shitty credit to get a decent car. Cars are more than just a mode of transportation...

Life is short, ignore these people telling you to get a beater. If you have a steady job, get a nice/newer car you can afford to make payments on. Despite creating debt making payments on a car will show creditors you're reliable in the future. You've mentioned you don't have anything to pay off so it's not a bad idea to build some credit especially when you're in your 20s... it will be good further down the road.

As for what car to buy? As mentioned Honda & Toyota are pretty much a no-brainer for reliability. Check out the new models to find a few you like then scale down in years to meet your price range.

Never buy the car for the price listed, scale down the cost by $1-2k. They take your offer to the "manager" who typically says no way but will come back with lower price for the car. Take $500 off that price and send them back. If they can't meet what you want to pay then leave. They like to claim "We have 3 other people wanting to buy this car." But most of the time that is bullshit... they will call you soon enough with a good offer for the car. Keep in mind there are "fees" at the end of buying a car at a dealership that can go up to $400+, make sure that is in your budget.

Avoid getting a loan from the dealership if possible... credit unions give out the best loans as far as I'm concerned. I have two loans right now both 1.99% apr. Get approved for an amount over what you want to pay for the car. Once you find the car at the price you want then go back to the credit union for a check to buy the car from the dealer.

Buying a car is fun! Screw robbing some old lady of her shitty grocery trolley...

[Ephirith]

Originally Posted by Bill Tetley [You must be logged in to view images. Log in or Register.]

I find that most people that say this either don't drive a lot or don't make enough money/shitty credit to get a decent car. Cars are more than just a mode of transportation...

Life is short, ignore these people telling you to get a beater. If you have a steady job, get a nice/newer car you can afford to make payments on. Despite creating debt making payments on a car will show creditors you're reliable in the future. You've mentioned you don't have anything to pay off so it's not a bad idea to build some credit especially when you're in your 20s... it will be good further down the road.

So basically make terrible financial decisions because.... YOLO? You don't need to pay loans to build credit, you can do that just fine by paying rent and using 2-3 credit cards and paying them off 100% every month.

This individual is going to be paying student loans in 3 years as well, and probably doesn't make any more than the median annual income. If having a shiny car makes you feel special and successful, even if you can't afford it without taking risks and neglecting savings and investments, that's the exact attitude which generally underlies foreclosures and repossessions.

[gotrocks]

Originally Posted by Bill Tetley [You must be logged in to view images. Log in or Register.]

Never buy the car for the price listed, scale down the cost by $1-2k. They take your offer to the "manager" who typically says no way but will come back with lower price for the car. Take $500 off that price and send them back. If they can't meet what you want to pay then leave. They like to claim "We have 3 other people wanting to buy this car." But most of the time that is bullshit... they will call you soon enough with a good offer for the car. Keep in mind there are "fees" at the end of buying a car at a dealership that can go up to $400+, make sure that is in your budget.

this is excellent advice when buying a car from a dealership..

coming from someone who's worked all sorts of sales in his life (from retail on up to high commission cold calls), do this, it will work.

100% of the salesmen you meet are about closing the deal. right now. they will say *anything* to make that happen.

we're fucking bastards and we all know it. I want out of the industry for this reason.

[Bill Tetley]

Originally Posted by Ephirith [You must be logged in to view images. Log in or Register.]

So basically make terrible financial decisions because.... YOLO? You don't need to pay loans to build credit, you can do that just fine by paying rent and using 2-3 credit cards and paying them off 100% every month.

This individual is going to be paying student loans in 3 years as well, and probably doesn't make any more than the median annual income. If having a shiny car makes you feel special and successful, even if you can't afford it without taking risks and neglecting savings and investments, that's the exact attitude which generally underlies foreclosures and repossessions.

I base my post only off what I know. >17k budget, no current bills.

As I stated you will need job security and to be able to afford the payments. It's only a terrible financial decision if you can't afford it. If they can't afford it, how would I know? You obviously know more about this person than me.

But if you can afford it, why buy a junker? Yes, YOLO.

[Shannacore]

Originally Posted by Bill Tetley [You must be logged in to view images. Log in or Register.]

Never buy the car for the price listed, scale down the cost by $1-2k. They take your offer to the "manager" who typically says no way but will come back with lower price for the car. Take $500 off that price and send them back. If they can't meet what you want to pay then leave. They like to claim "We have 3 other people wanting to buy this car." But most of the time that is bullshit... they will call you soon enough with a good offer for the car. Keep in mind there are "fees" at the end of buying a car at a dealership that can go up to $400+, make sure that is in your budget.

Avoid getting a loan from the dealership if possible... credit unions give out the best loans as far as I'm concerned. I have two loans right now both 1.99% apr.

The haggling part I'm definitely worried about. I am not a very pushy person! I'm probably perfect prey for those salesperson folks.

As for the loan, I will definitely go through my credit union. They have a really great program for first time car buyers where as long as you purchase a model that's between 09'-'11 then you qualify for 0% for up to 84 months. (No I would not take an 84 month loan out).

Originally Posted by FormerlyAMonk [You must be logged in to view images. Log in or Register.]

You just here to brag, or what bitch?

You don't have more reliable people in your life (preferrably your REAL LIFE) from whom to seek advice?

Bragging about what? Yeah dude, I am totally stoked that my dad died and now I have a handful of money.

+ What makes you think I haven't consulted people in my RL? Nothing wrong with seeking a number of opinions imo

[Lexical]

srsly tho, get the lambo

[Zogimer]

Originally Posted by Shannacore [You must be logged in to view images. Log in or Register.]

The haggling part I'm definitely worried about. I am not a very pushy person! I'm probably perfect prey for those salesperson folks.

If you don't want to haggle then:

1. Know exactly which car you want, most dealers have them listed online, you can literally find one you like and write down the VIN#'s of candidate cars.
2. Look up the car's true value (found on recent sales) on http://www.edmunds.com/new-cars/, make sure you get the exact trim/options of the car you found to make sure you've got your fact right.
3. Call up the dealership and ask to speak to their Internet Sales Manager. Tell him you've know exactly the Car Model/Trim in mind and you're calling the nearby dealers to see which one will give you the best price. This way the guy knows you know how much car is worth AND the fact that he has to give you a good price or other dealers will get you to bite instead.

Used that method last time I bought a new car, the first dealer gave me a great price & was honest. He wasn't honest later when my gf went to him to check out cars because she didn't know what she wanted and didn't know what it's actual value was, so I know the guy isn't just honest by nature.

There's other tricks like picking the right time of month/year when they might need some extra sales to meet their quotas but I don't remember those details now.

Also watch out with the "after-sales" process where they offer other random stuff like extra security systems and paint coatings, etc as an extra on the loan. You don't know how much that stuff is really worth and they will rip you off there.

[Lexical]

lambo salesmen will always give you a fair price.

[Prince]

why spend 15k on shitbox can when u can spend 10k on equally awful shitbox and have 5k left over for booze