Iksar necro is not too bad if your patient, kill lots of orcs for knights of truth faction, hand in belts in wolf form for guards, do the reby whisker quest around 150 times, takes 1min to do, on a different character and gives whiskers to your necro to turn in. So after that you can bank, buy/sell and walk around freely in freeport just avoid bards guild, warrior guild and caster guild and to buy spells just make a level 1 human necro park him by the vendors in the tunnel, go to where he his, drop a bag with gems, log out and back in with human, sell gems , buy spells, drop bag as you log out and back in with main and you have spells. Im doing it again with my iksar shaman its not so bad , also check out the iksar faction guide.
http://web.archive.org/web/200303252.../Factions.html