Level 14 Bard with 300pp to spend. Advice?

[Pipip]

There are some better velious instruments than mm gear that you might be able to get cheaper now. I picked up a walrus skin drum from a merchant for 20ish plat, I don't remember exactly. But it had a higher modifier than the mm drum. I haven't seen too many people trying to auction them.

If you're doing mostly kiting, the gear is less important than if you're mainly grouping. Personally I'd hold on to the plat for now