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Old 11-27-2013, 03:27 AM
Langrisserx Langrisserx is offline
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Now, stop letting insurance companies make a profit off of illness, then come back and suck on my wiener hard.
  #2  
Old 11-27-2013, 03:30 AM
Langrisserx Langrisserx is offline
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calling people crazy is dismissive. I think you're just dumb btw.
  #3  
Old 11-27-2013, 03:33 AM
Maddox Maddox is offline
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Hah.. you really got emotionally impacted by Sidelle's comment. How cute.
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Old 11-27-2013, 03:49 PM
MrSparkle001 MrSparkle001 is offline
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To put it simply, health care costs way too much. It's not something that can easily be fixed.

In August I got a small but deep cut on my finger, deep enough that I thought it might need a stitch. It was late on a Saturday so the emergency room was my only choice. I put pressure on the cut so the bleeding stopped, washed it gently under the faucet, put some Neosporin and a bandaid on it and headed out.

The doctor removed the bandaid, said it didn't need a stitch, quickly cleaned off the Neosporin with some antiseptic liquid, put bacitracin on it and wrapped it in gauze.

Cost? About $1,200 for the emergency room and $400 for the doctor. Now think about what they did to charge that much: they replaced my Neosporin and bandaid with bacitracin and gauze. Fucking crooks. I was so pissed when I got the bill before leaving that we settled on $125 total, and I think even that was too much.

$1,600 to replace my bandaid? What the fuck?! They did what I did at home for free. I just went because I thought maybe it would need a stitch - a single stitch, it was a small cut. I'm definitely in the wrong business if people can get away with ridiculous charges like that. I'll do it for half price! What a bargain right? I'll give people bandaids for half price and I'll even use brand name antibiotic ointments! $800 per patient, I'll make a fortune.
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Old 11-27-2013, 03:59 PM
MrSparkle001 MrSparkle001 is offline
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Oh, and about two weeks later I got a bill in the mail for almost $400 for testing or for use of some emergency room device, I don't remember exactly what it was because it used some coded jargon instead of spelling out plainly what it was for. I'm not responsible for it since I'm paid in full but holy shit they were just tacking fees on like mad, and I didn't even have tests or use anything other than the table I sat on and the pen I used to fill out the paperwork.
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Old 11-27-2013, 04:06 PM
radditsu radditsu is offline
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Quote:
Originally Posted by MrSparkle001 [You must be logged in to view images. Log in or Register.]
To put it simply, health care costs way too much. It's not something that can easily be fixed.

In August I got a small but deep cut on my finger, deep enough that I thought it might need a stitch. It was late on a Saturday so the emergency room was my only choice. I put pressure on the cut so the bleeding stopped, washed it gently under the faucet, put some Neosporin and a bandaid on it and headed out.

The doctor removed the bandaid, said it didn't need a stitch, quickly cleaned off the Neosporin with some antiseptic liquid, put bacitracin on it and wrapped it in gauze.

Cost? About $1,200 for the emergency room and $400 for the doctor. Now think about what they did to charge that much: they replaced my Neosporin and bandaid with bacitracin and gauze. Fucking crooks. I was so pissed when I got the bill before leaving that we settled on $125 total, and I think even that was too much.

$1,600 to replace my bandaid? What the fuck?! They did what I did at home for free. I just went because I thought maybe it would need a stitch - a single stitch, it was a small cut. I'm definitely in the wrong business if people can get away with ridiculous charges like that. I'll do it for half price! What a bargain right? I'll give people bandaids for half price and I'll even use brand name antibiotic ointments! $800 per patient, I'll make a fortune.
My wife uses our insurance all the time. I always love seeing the costs of the bills they would charge if we were not on a plan. THEN show that they negotiated down to a next to nothing amount.

Baby doctor bill: 500 bucks
your insurance paid: 125
you paid:25(copay)
you owe:0

Why don't you just charge the 150 bucks for everyone? Why do insurance companies get to bargain, and some poor schlub who breaks his arm is fucked for the foreseeable future because A) his arm is broke, and B) no way to pay for it, so it will go to collections fucking up his credit so he can't get a bank loan for a house or a car or an idea to make him more financially stable?

I am almost sure that is how we get astronomical health care cost projections. It smells like a shitty insurance company/economist number game bullshit. I hate how actual facts are always skewed by SOMEONE playing a game on each side of the fence. There is no possible way that having my wife talk to a doctor for 20 minutes, get some weight, and take an ultrasound on a machine that is used 24/7(thus being profitable) costs 500 bucks. I am getting to the point trusting math is difficult.

And i fucking love math.
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  #7  
Old 11-27-2013, 04:43 PM
p99soundsok p99soundsok is offline
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Quote:
Originally Posted by radditsu [You must be logged in to view images. Log in or Register.]
Why don't you just charge the 150 bucks for everyone? Why do insurance companies get to bargain, and some poor schlub who breaks his arm is fucked for the foreseeable future because A) his arm is broke, and B) no way to pay for it, so it will go to collections fucking up his credit so he can't get a bank loan for a house or a car or an idea to make him more financially stable?

I am almost sure that is how we get astronomical health care cost projections. It smells like a shitty insurance company/economist number game bullshit. I hate how actual facts are always skewed by SOMEONE playing a game on each side of the fence.

Most people don't know this but an uninsured patient can sometimes negotiate their bills to the hospital(s) they owe. This is no consolation to the terrible inflation that is involved with these gigantic CORPORATIONS that are our medical industry.

The truth is - there is no free market capitalism among those who select the pricing for medical fees. If you go to the obamacare website, you can easily see that only a select few companies were chosen to be the big winners of all this. It should also be noted that democrats and republicans alike will never resolve this. There are a few exceptions but the vast majority of our congressmen are just riding out the fucking gravy train and going in the direction of money and wind.
  #8  
Old 11-27-2013, 06:39 PM
mgellan mgellan is offline
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Quote:
Originally Posted by MrSparkle001 [You must be logged in to view images. Log in or Register.]
$1,600 to replace my bandaid? What the fuck?! They did what I did at home for free. I just went because I thought maybe it would need a stitch - a single stitch, it was a small cut. I'm definitely in the wrong business if people can get away with ridiculous charges like that. I'll do it for half price! What a bargain right? I'll give people bandaids for half price and I'll even use brand name antibiotic ointments! $800 per patient, I'll make a fortune.
I'd be stitching myself up at this point.

Regards,
Mg
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  #9  
Old 11-27-2013, 07:06 PM
MrSparkle001 MrSparkle001 is offline
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Quote:
Originally Posted by mgellan [You must be logged in to view images. Log in or Register.]
I'd be stitching myself up at this point.

Regards,
Mg
Yeah I'd totally go Rambo.
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  #10  
Old 11-27-2013, 03:34 AM
Skittlez Skittlez is offline
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Quote:
Originally Posted by Langrisserx [You must be logged in to view images. Log in or Register.]
in b4 quad
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