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  #5871  
Old 09-06-2023, 11:55 AM
unsunghero unsunghero is offline
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Originally Posted by aussenseiter [You must be logged in to view images. Log in or Register.]
I assume you're talking about your house. Debt is useful sometimes!

Sucks if you bought top of market though.
House + car loan (my choice to get an expensive 2021) + a little bit of credit card debt ($1k left but it was as high as $8k at one point in my life)

I have a co-worker who had parents who made less money than mine, who went to a worse elementary and high school as me in podunk-ville, who chose to get a better education, has a higher salary, chose to rent out his first condo to use the payments towards his new mortgage, making his new mortgage basically free, who has less debt + around $200k in savings accounts in online banks with great interest rates + stonks

Smarter person made better choices, simple as that
  #5872  
Old 09-06-2023, 11:59 AM
aussenseiter aussenseiter is offline
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Originally Posted by unsunghero [You must be logged in to view images. Log in or Register.]
House + car loan (my choice to get an expensive 2021) + a little bit of credit card debt ($1k left but it was as high as $8k at one point in my life)

I have a co-worker who had parents who made less money than mine, who went to a worse elementary and high school as me in podunk-ville, who chose to get a better education, has a higher salary, chose to rent out his first condo to use the payments towards his new mortgage, making his new mortgage basically free, who has less debt + around $200k in savings accounts in online banks with great interest rates + stonks

Smarter person made better choices, simple as that
I'm gonna do the Leftist thing and ask how he got the condo?
  #5873  
Old 09-06-2023, 12:04 PM
unsunghero unsunghero is offline
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Originally Posted by aussenseiter [You must be logged in to view images. Log in or Register.]
I'm gonna do the Leftist thing and ask how he got the condo?
He had enough saved then to where he didn’t need to do an FHA and could put more than 20% down to have a great interest rate. He is extremely frugal to the point where he cancels all his internet and phone plans to get them to give him a discount to stay, he “churns” credit cards where he puts up to $5k on them or whatever he needs to get tons of free stuff, then immediately pays the card off and cancels it. Got into crypto when it was on an upswing, got out before a downswing, only invests in spread-out stock types or w/e
  #5874  
Old 09-06-2023, 12:27 PM
Sadre Spinegnawer Sadre Spinegnawer is offline
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Quote:
Originally Posted by unsunghero [You must be logged in to view images. Log in or Register.]
Also, working is just half the battle. I’ve worked non-stop since I was 17 years old to 40, the only time I ever stopped for an extended period of time beyond a week was when I had covid and was forced to

And what do I have to show for it? Being ~$250,000 in debt. Which is MY fault, due to not being frugal with my money and making better financial decisions. At any point I could choose to listen to financial advice podcasts that my co-workers and relatives listen to, rather than fitness podcasts. My lack of knowledge is MY choice. I ignored the concept of work smarter, not harder

I don’t blame TEH WHITES, or daddy government, or coofvid virus, or any of that shit for MY choices
See this is a teachable moment.

I simply have never had this problem you speak of. In my life, if something has gone wrong, 9 times out of 10 someone fucked up and it wasn't me.

I think I understand why so many people are confused now. People who usually only have themselves to blame in life are simply not capable of reliable sitrep. No practice!

This has been good to finally figure out. Thanks.
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Last edited by Sadre Spinegnawer; 09-06-2023 at 12:30 PM.. Reason: removed offensive Amish slur
  #5875  
Old 09-06-2023, 12:56 PM
unsunghero unsunghero is offline
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Originally Posted by Sadre Spinegnawer [You must be logged in to view images. Log in or Register.]
9 times out of 10 someone fucked up and it wasn't me.
You are responsible for the choice of people you surround yourself with though

It would make more sense to say “for some people completely unexpected things like a car accident can happen”
  #5876  
Old 09-06-2023, 01:13 PM
Origen Origen is offline
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Conservatives must be stopped by any means necessary

https://youtube.com/watch?v=3-9vXJtN...DpZdz52o0Ww6KP
  #5877  
Old 09-06-2023, 01:32 PM
Evia Evia is offline
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Originally Posted by Origen [You must be logged in to view images. Log in or Register.]
Conservatives must be stopped by any means necessary

https://youtube.com/watch?v=3-9vXJtN...DpZdz52o0Ww6KP
Any means huh? Cool and normal post.
And what ppl are trying to imprison LGBT ppl? Conservatives? Which Conservatives? Why? Are they showing minors pr0n? That's probably the details you're failing to mention.
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  #5878  
Old 09-06-2023, 01:39 PM
Origen Origen is offline
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I'm not answering your questions, you aren't the target audience of that post. Go back to your fainting couch, you wet noodle.
  #5879  
Old 09-06-2023, 01:46 PM
aussenseiter aussenseiter is offline
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Originally Posted by Origen [You must be logged in to view images. Log in or Register.]
Conservatives must be stopped by any means necessary

https://youtube.com/watch?v=3-9vXJtN...DpZdz52o0Ww6KP
Dubya was accused of the UET thing too!

It's really unfortunate that the Vesting Clause is so much stronger than the Elastic Clause.
  #5880  
Old 09-06-2023, 02:05 PM
Ooloo Ooloo is offline
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When a lib says conservatives are trying to do something, it is essentially guaranteed to be a total misrepresentation or an outright fabrication.

"Don't say gay" bill was actually the "Don't talk about weird sex stuff to kids younger than 3rd grade in public schools" bill. Including hetero sex, just don't talk to young kids about sex. That's literally all it was. They have no arguments so they have to pretend you hate gay people or black people or whatever. It's pure emotional blackmail and bullying.
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