whole lotta vaccine injuries

[robayon]

I am "covered" on my wifes plan, which she pays for her out of her check and we settle at the end of each month, but here's the cool part

Her company got it filed so that she pays but we havent received info yet and their HR person doesn't respond to emails or calls, so we are effectively uninsured until we get that info lmao love having employers involved in healthcare

I suspect some certain folks in this thread have, uh, limited experience with economic hardship

[Jibartik]

I tried a cheaper plan and every time I went to the doctor for anything I had to pay so much I was like wtf! So i went back to my more expensive plan where you dont have to pay as much but I realized that I'm a sucker and so is everyone else because there is no difference between those plans as far as my wallet is concerned.

Not to mention the cheaper plan encourages people to NOT go tot he doctor for checkups so they have a blowout instead of a prescription.

Not that anyone or thousands of TV documentaries haven't said all of this before thousands of times and we keep sucking the reptoid dick. so this monologue is over.

[robayon]

I once got a $2000 or so bill for breast cancer scans

I do not have breasts

It took a lot of stupid shit to get that the hell off my credit report

Love having my credit score in the hands of those three companies despite never having consented to giving them any information at all

[Jibartik]

if my parents are a metric for every 1 of us 2 people are creating about 2 million dollars worth of transactions every 10 years between the hospitals and medicare system.

[Kich867]

Does anyone remember, when you had like a $40 copay, and went to the doctor, you'd just fuckin swipe your card and that was it? Where the fuck did that go? Why do those bills have to go to my health insurance company, we already made an agreement, that's the whole point of a copay.

Does anyone know why that is no longer a thing? I remember like 10 years ago going to an ENT, paying my copay, seeing the ENT, leaving, and that was as complicated as my interaction with doctors had to be.

[robayon]

Originally Posted by Kich867 [You must be logged in to view images. Log in or Register.]

Does anyone remember, when you had like a $40 copay, and went to the doctor, you'd just fuckin swipe your card and that was it? Where the fuck did that go? Why do those bills have to go to my health insurance company, we already made an agreement, that's the whole point of a copay.

Does anyone know why that is no longer a thing? I remember like 10 years ago going to an ENT, paying my copay, seeing the ENT, leaving, and that was as complicated as my interaction with doctors had to be.

This kind of stuff makes Americans treat their own problems and avoid the doctor. I have gotten so many bills months later, I typically just ignore the smaller ones and gamble on getting summoned for small claims or whatever someday

I have taken fish antibiotics and I have also removed a kidney stone from my own urethra with a paper clip, if we are still doing anecdotes

[unsunghero]

Originally Posted by robayon [You must be logged in to view images. Log in or Register.]

I have taken fish antibiotics and I have also removed a kidney stone from my own urethra with a paper clip, if we are still doing anecdotes

That’s some MacGyver shit, damn!

Yeah I dunno what happened to just doing a simple co-pay. I remember my Ma and my stepdad’s relative both got stung in the ankle by stingrays in Mexico (was a school of them) and we went to a Mexico hospital. The nurse came out with her fly down and sweating, and tried to use the same needle on my ma that she had used on my stepdad’s relative until my ma asked if she could get a new needle

But the shot they gave her cleared it right up like magic, and then on the way out there was no paperwork and they just said that’ll be $20. Ma gave them a $20 bill at the counter and we walked out and were like “why can’t American hospitals be this easy?”

One holdover from Obama is the removal of the pre-existing condition thing barring someone from coverage. I called my insurance before my surgery to answer questions about if it was due to a car accident or workplace injury (them wanting to get out of paying it obviously), and I said to the phone specialist “no this was a genetic condition where my nerve slipped out of the bone groove it should be in”….and as I was saying it my co-worker was like doing a “shut up” motion to me

Afterwards I asked him why he was saying shut up, and he said they could use the pre-existing thing to not cover you, since it pre-existed their coverage. I was like oh shit I heard about that, and we looked it up and this was undone during the obama admin and remains as something they are not allowed to do. So thanks Obama, and I mean that un-ironically

I also told my co-worker that the insurance got the report from my elbow doctor about the condition, so even if I lied and said it wasn’t pre-existing I dunno if that would have saved me

[Gatordash]

Originally Posted by Kich867 [You must be logged in to view images. Log in or Register.]

Does anyone remember, when you had like a $40 copay, and went to the doctor, you'd just fuckin swipe your card and that was it? Where the fuck did that go? Why do those bills have to go to my health insurance company, we already made an agreement, that's the whole point of a copay.

Does anyone know why that is no longer a thing? I remember like 10 years ago going to an ENT, paying my copay, seeing the ENT, leaving, and that was as complicated as my interaction with doctors had to be.

Bruh, now we got individual deductibles vs family deductibles and induvial vs family out of pocket limits, and then its not just co-pays anymore, some people have co-insurance (and some have both!), but then maybe your company has you set up on an HRA plan, or maybe they gave you a credit card specifically for healthcare through your HSA account. Getting x-rays on your visit? Imaging is a negotiated at totally different rates so all of the above I just listed will be different numbers. Prescriptions? All of the above numbers are different for that because its negotiated at different rates with different pharmacies. And if you are a healthcare provider you try to check these rates quickly online, but a lot of times what your co-pay is on your card is not the same as what it says when your insurance is run on the computer. People love that.

And that is why we get remittance advice and you get an explanation of benefits and why doctors will just take immediate payment at a discount because you never really know exactly who is getting paid what and who is responsible for what until 4 months after your visit when the insurance company actually runs your stuff.

[robayon]

Obamacare was a half-assed measure and I assume the modern bureaucratic nightmare of medical procedure billing is a long-game form of revenge on the populace by executives from the health insurance industry who are all those frat guys with pink polo shirts and they like golf

[Toxigen]

how many of you jabbies feel a little anxious now that the vaccine is clearly causing more harm than good?