Project 1999

Go Back   Project 1999 > General Community > Off Topic

Reply
 
Thread Tools Display Modes
  #1  
Old 01-26-2022, 12:33 AM
unsunghero unsunghero is offline
Banned


Join Date: Aug 2015
Posts: 8,328
Default

Quote:
Originally Posted by Kich867 [You must be logged in to view images. Log in or Register.]
Hey friend! Not made up! I actually had heart surgery! It was a genetic condition! One day my heart started pumping about 40% of my blood backwards due to a faulty valve, due to the lower blood flow through my body my heart started to beat exceptionally hard in an attempt to get it going!

I appreciate your sympathy though, that $3k procedure sounded serious and life threatening too! I bet the tubes that went around your lungs to drain the fluid around your heart made it excruciatingly painful like it did for me!

Luckily for me it was only a 7 hour surgery to shave down the valve, re-tie the tissue so that it opened and closed properly, and apply the brace to reinforce the valve! The most fun part was when I coughed too hard and opened the hole in my chest where one of the tubes was inserted while I was on powerful blood thinners and was bleeding a whole lot!

Haha! Fortunately for you, if you ever had anything serious done in your life, you'd know that you don't get a single bill! You get close to 100 distinct bills for small things you have to pay for incrementally! Did I mention that even after my 7500 deductible I still ended up paying for my medication even though that should've been free after that and despite reaching out to them dozens of times they just ghosted me until I got new insurance anyways? Fun!

It sounds like you're solidly middle class and don't really have to worry about anything! Keep on pushing government programs, thanks!
Wow, that does sound bad, even worse they kept you conscious through heart surgery so you had to feel everything. Yikes

Yeah man, heart surgery could indeed be a $250k bill. Sucks your plan had such a high deductible. So insurance covered hundreds of thousands of dollars though? Nice, hell yea

And it is also nice that you have some choices on insurance plans, I guess you learned to look for a good one? I’ve also had co-workers who have left jobs for less pay but better benefits. That’s our responsibility as adults, because once again, health insurance is not a human right

I am lucky I haven’t had such a life threatening event. I am confident I would do my best to survive as you did. I don’t invite life’s challenges on myself, but I don’t back down from them either

And yes, I am middle class. What government program was I pushing again?
Reply With Quote
  #2  
Old 01-26-2022, 02:52 AM
Jibartik Jibartik is offline
Planar Protector


Join Date: May 2015
Posts: 15,813
Default

The next Covid variant will be more contagious than omicron, but the question is whether it will be more deadly, WHO says
Reply With Quote
  #3  
Old 01-26-2022, 09:12 AM
F0rmsh1fter F0rmsh1fter is offline
Sarnak

F0rmsh1fter's Avatar

Join Date: Aug 2019
Posts: 410
Default

Quote:
Originally Posted by Jibartik [You must be logged in to view images. Log in or Register.]
P L A N N E D

100% political virus. People like kich keep covid in business with their gmo synapses
Reply With Quote
  #4  
Old 01-26-2022, 10:27 AM
Kich867 Kich867 is offline
Fire Giant


Join Date: Aug 2014
Posts: 798
Default

Quote:
Originally Posted by F0rmsh1fter [You must be logged in to view images. Log in or Register.]
P L A N N E D

100% political virus. People like kich keep covid in business with their gmo synapses
Thanks friend, my synapses have been firing on all cylinders! I wake up every morning by tying my bootstraps up around my head so each step requires being pulled up by them! My lower back is like a steel trap!

I feel like maybe we got off track though friend, this thread is about vaccine injury! A serious epidemic in America felt by literally dozens of people! Fortunately for us, the HRSA is here to help, and by providing basically any evidence whatsoever that you've been injured by a vaccine, the median payout is over $770,000!

I've put more thought into it friend! The only reason people aren't petitioning the HRSA for their payouts is because they prefer the government keeps that money! That's altruistic! I never realized how much support government programs have! Good on you!

Have a stellar day and keep on truckin'!
Reply With Quote
  #5  
Old 01-26-2022, 07:33 AM
starkind starkind is offline
Banned


Join Date: Apr 2021
Posts: 5,929
Default

@unshunghero health insurancce in america sux and the VA is the worst of the worst of the worst even if ur a triple times combat wounded veteran it's only barely adequate

don't point at your anecodotal ortho bill for 1k and be like 'yay' also don't u live in cali or OR or some gay stay with double down insurance antifraud laws? or something really lame?

anyway go move to missisipi, get something terminal or life threatening then tell me how the ride on out to hospice is so fun and cheap

suicides are at an all time high my pals
Reply With Quote
  #6  
Old 01-26-2022, 08:03 AM
nostalgiaquest nostalgiaquest is offline
Fire Giant


Join Date: Jun 2016
Location: Nederland
Posts: 813
Default

So many Americans are one bad day from total financial and mental ruin due to the health insurance system, and most don't even realize it.
Reply With Quote
  #7  
Old 01-26-2022, 09:51 AM
Jimjam Jimjam is offline
Planar Protector


Join Date: Jul 2013
Posts: 12,849
Default

I’m praying for you guys right now.

Your lives have value, and your health is worth investment so you can continue to add value

it’s darkest before the dawn - the storm can’t last forever.
Reply With Quote
  #8  
Old 01-26-2022, 02:33 PM
starkind starkind is offline
Banned


Join Date: Apr 2021
Posts: 5,929
Default

Quote:
Originally Posted by Jimjam [You must be logged in to view images. Log in or Register.]
I’m praying for you guys right now.

Your lives have value, and your health is worth investment so you can continue to add value

it’s darkest before the dawn - the storm can’t last forever.
Taking my health, health care, and life into my own hands as I've done before.

I ate a small fresh avocado salad.

I still feel like shit and downed a few nsaids. Today fucking sux.

You're right tho. Invest in your bodies. They are what you will use to carry your shields until your shields carry you.
Reply With Quote
  #9  
Old 01-26-2022, 10:56 AM
unsunghero unsunghero is offline
Banned


Join Date: Aug 2015
Posts: 8,328
Default

I don’t want to make it seem like I am championing our healthcare system or saying it’s perfect because I’m not

I’ll re-say my original points:

1. Healthcare costs are very expensive in the USA, which is why I said my surgery seemed very reasonable, which was surprising to me

2. Because the costs are so high, I highly recommend finding some form of health insurance plan for yourself, whether that’s Medicaid, Medicare, or health insurance through your work or the insurance marketplace, and making sure ahead of time that your procedure is within your network. If it is within your network, and it’s not cosmetic like laser eye surgery or a boob job, there is a really good chance it will be covered by your health insurance minus your deductible. Otherwise, if you didn’t go through your insurance, you pay the entire thing, good luck with that

3. Despite one person’s story of his heart almost exploding and having a hard time with his insurance over it, for the vast majority of people, their health insurance is not going to take them to court, then drop them from their plans after a procedure, even an expensive surgery

4. Socialized medicine for all not just the poor and old is simply too expensive to do in the USA, and I have not found a proposal of managing that cost that has convinced me otherwise
Reply With Quote
  #10  
Old 01-26-2022, 11:37 AM
unsunghero unsunghero is offline
Banned


Join Date: Aug 2015
Posts: 8,328
Default

Oh one last point, in regards to costs, and the importance of having insurance:

From looking at or hearing about other procedures, it appears that there is a back and forth negotiation that occurs between both the socialized (Medicare, Medicaid) and private insurances and the biller. There will be an original statement like “you owe x”. Then some unseen haggling/negotiation occurs and often another statement will come saying “you now owe y”. The health insurance still hasn’t paid anything yet, but in cases I’ve seen due to that negotiation, the next statement can be half or less as much as the original

Two things I am not sure in about in regards to this negotiation between payer and biller:

1. It very well might be a factor in healthcare costs. Not sure if the biller artificially inflates the cost expecting the paying insurance to lowball them. Sort of a chicken or the egg argument, was the lowballing driving the costs up or was it a result of the high costs?

2. I do not know if you are even able to do this price negotiation as an out of pocket payer. If not, that is a HUUUUGE reason to try to have health insurance
Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -4. The time now is 09:05 PM.


Everquest is a registered trademark of Daybreak Game Company LLC.
Project 1999 is not associated or affiliated in any way with Daybreak Game Company LLC.
Powered by vBulletin®
Copyright ©2000 - 2026, Jelsoft Enterprises Ltd.