People who know things about cars

[Swish]

Originally Posted by Ephirith [You must be logged in to view images. Log in or Register.]

If having a shiny car makes you feel special and successful, even if you can't afford it without taking risks and neglecting savings and investments, that's the exact attitude which generally underlies foreclosures and repossessions.

Well I hate to agree but I know a girl who bought a shiny car, and then met a guy, got pregnant, stopped working, couldn't afford the repayments and had to phone her parents to bail her out (which they did, but she owes them the rest).

Not saying this will happen to Tralina of course, but if there's student loans involved I'd be very wary of living beyond my means. That said, if you're sure you can afford $15,000 or $17,000 (never be tempted to add a "k" and shorten it, the reality is in the zeros)... go nuts, enjoy!

Also, Kia have a terrible reputation in the UK as well... just sayin'

[gotrocks]

Originally Posted by Shannacore [You must be logged in to view images. Log in or Register.]

The haggling part I'm definitely worried about. I am not a very pushy person! I'm probably perfect prey for those salesperson folks.

Can you bring someone with you? or do what someone above me said, do the online thing and don't back down.

I can tell you from personal experience when I see/hear women in sales I instantly think dollar signs. In general they are much easier to get to "yes", and thats a bad thing for you as the consumer. A good salesman is a very dangerous thing.

Also, buying a car at the end of any month is usually a good idea. This is when they *really* want to meet or exceed their goal, and will push the bottom line down to make a sale. A very good friend of mine (who is also in sales at the same company as me) used this tactic when buying his last two cars, and got a fat chunk of change knocked off the price of his car. Keep in mind, however, that he's been in sales for 2 decades, and the dealership had *no* idea who they were up against (IMO selling cars is no where even close to the same league as cold calling high commission sales and closing a deal in an hour on the first phone call)

tl;dr, i highly recommend bringing someone with some sales saavy in with you. You will get a better deal. a good salesmen will spot his own kind from a mile away, and is more willing to negotiate, because he knows the other guy knows how it works, and will flat out walk away if the right deal isnt made.

also, sorry to hear about your dad. thats never easy. good luck, and as always, ignore the trolls.

[TempleOfLife]

You say you a gangsta
But you neva pop nothin'
We say you a wanksta
And you need to stop frontin'
Go to the dealership
But you never cop nothin'
You been hustlin' a long time
And you ain't got nothin'


Damn homie, in high school you was the man, homie
What the fuck happened you?
I got the sickest vendetta, when it come to the chedda
***** you play with my paper, you gonna meet my beretta
Now shorty think I'ma sweat her, sippin on amoretta
I'm livin once then deada, I know I can do betta'
She look good but I know she after my chedda
She tryin' to get in my pockets, homie and I ain't gonna let her
Be easy, start some bullshit, you get your whole crew wet
We're in the club doing the same old two step
Gorilla Unit cuz they say we bugged out
Cuz we don't go nowhere without toast we thugged out

[Bohab]

Hmm when I was 22/23 each month I had a car loan on a $11k car for $230 a month, $370 rent ($1.1k between 3 people), $80 credit card payment, $240 student loan payment, split cable bill, electronic, heat, grocery's, smoked an 8th a week and went to bars nearly every night. Think I was only making $12.50 an hour at the time. It's not impossible when you make shit money...

[Shannacore]

My student loans are a 0% whatever-I-can-handle kind of thing. They are not a concern for me in the scope of my financial future. My monthly bills are <$1000, the rest is play money. Right now, I'm in a financially stable spot to make a purchase like this.

People keep telling me to buy a house instead. LOLNO.

[Prince]

Originally Posted by Prince [You must be logged in to view images. Log in or Register.]

why spend 15k on shitbox can when u can spend 10k on equally awful shitbox and have 5k left over for booze

[Shannacore]

Originally Posted by dredge [You must be logged in to view images. Log in or Register.]

why is buying a house a "LOLNO"?

home prices are probably never going to be lower than right now, you could put your 15k into an investment that will most likely raise in value and create equity.

Or you could buy a car that is worth LOLNOthing by the time you pay it off.

Just be smart and buy a house that is already rock bottom cheap and rent-able in the future, like near your campus,

but I get the impression that your not really here to listen to any advice anyways.

I would probably put the money into a savings account for a rainy day, what happens if you get pregnant or decide to get married? How you going to pay for that? What happens if you come across a business opportunity or investment? How about putting it into a retirement fund or your future child's college fund? etc..

What happens if you get hospitalized and can't work or go to school? What happens if you graduate and can't find a job and the student loans start rolling in? Don't laugh it is happening to a lot of grads today.

I already have a job that I can live "comfortably" on. I'm not worried about being unemployed any time soon. I don't want to buy a house because I'm not going to be in New Mexico forever. Once my Masters is over I am thinking about pursuing a PhD in Denver or Chicago.

[visage]

Originally Posted by Shannacore [You must be logged in to view images. Log in or Register.]

I already have a job that I can live "comfortably" on. I'm not worried about being unemployed any time soon. I don't want to buy a house because I'm not going to be in New Mexico forever. Once my Masters is over I am thinking about pursuing a PhD in Denver or Chicago.

Why you got to lie to kiick it Shanna?

[SamwiseRed]

Originally Posted by visage [You must be logged in to view images. Log in or Register.]

Why you got to lie to kiick it Shanna?

why do gays always try to pick fights with girls?

[visage]

Originally Posted by SamwiseRed [You must be logged in to view images. Log in or Register.]

why do gays always try to pick fights with girls?

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