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Old 05-01-2013, 02:16 PM
Shannacore Shannacore is offline
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Old 05-01-2013, 02:18 PM
Shannacore Shannacore is offline
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The preliminary search has been frustrating. I really like the neighborhood I live in because it's right downtown and less than half a mile from campus. HOWEVER, all of the houses are either A) Listed as being in a 'historic district' and are stupid expensive, or are all too old and shitty to want to live in.

There's plenty of cheap housing in Albuquerque, but it's either far, across the river (do not want), or in a ghetto ass neighborhood.
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Old 05-01-2013, 02:42 PM
Hasbinbad Hasbinbad is offline
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Quote:
Originally Posted by Shannacore [You must be logged in to view images. Log in or Register.]
'historic district'
This is code for "everything will be more expensive if you need shit fixed."
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Old 05-01-2013, 02:46 PM
Hasbinbad Hasbinbad is offline
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OH ALSO

Definitely check into neighborhood associations. They can force you to pay them to tell you what you can and can not do. In many areas, they have court/police enforceable powers over certain things in their neighborhoods, and if you refuse, you can be fined (in addition to the forced dues you have to pay). The classic example is growing food in your front yard. Some neighborhood associations have standards that do not allow a homeowner to use their visible property to produce food. I'm not saying that particular battle is one you'd want to fight, but DEFINITELY find out exactly what the rules are in a given area before you buy there.
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Old 05-01-2013, 02:49 PM
Hailto Hailto is offline
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This thread is fucking dumb on a lot of levels.
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Old 05-01-2013, 02:51 PM
Hasbinbad Hasbinbad is offline
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Have all exposed wood and any decking or other auxiliary structures inspected for termites / dryrot / safety / code adherence. Basically: don't buy a house where you have to replace or demolish things unless you include that in your budget.
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Old 05-01-2013, 02:52 PM
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Tralina is the female version of Hasbinbad.
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Old 05-01-2013, 02:57 PM
Hasbinbad Hasbinbad is offline
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Stinkum is the female version of ... who are you again?
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Old 05-01-2013, 03:03 PM
Allizia Allizia is offline
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Just be careful about counting the inheretance money and the side checks you get, since they artificially inflate what you think you can afford long term. Also be careful about realistically budgeting (I put $60,000 down, pay less than $800/month for mortgage, own all of our vehicles, don't buy much junk and I still have $3000-$5000 in monthly expenses). Even though things look good now, it doesn't seem like you have settled into a stable role long enough to have a good grasp of your finances. Save up for another year, mark your actual realistic monthly expenses and see if you are coming out on top and by how much.
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Old 06-19-2013, 01:08 PM
Shannacore Shannacore is offline
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This process has been really frustrating.

Price vs. Location vs. Work Needed vs. Floorplan vs. otherstuff

UGH
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