first time car accident - guy is making a bogus injury claim...need help please :)

[raitheon]

Originally Posted by Barkingturtle [You must be logged in to view images. Log in or Register.]

You'll feel differently once the insurance racket stops paying your bills. Get out while you still have some semblance of a soul, Brother.



Total nonsense. I mean, the whole idea is sharing risk. When we pay premium we are owning everyone's mistakes.

Trust me. I'm on my way out. And I felt this way before i started working for an insurance company.

But in general, I disagree from fleeing the scene. What happens if you REALLY hurt someone? What happens if someone hits YOU while drunk and flees the scene? Do you not try and get their license plate? Hell no, you want that bastard to pay for what they've done.

As for sharing risk? yes you are correct - but does the single mother working two jobs who just got off of a double shift on her way home from working really have thousands of dollars to handle the damages she's caused after falling asleep at the wheel? For every negative thing about insurance there's a positive. I don't know about you but i don't keep ten grand in the bank incase i kill someone. (SR22 bond law for most states is holding 10 thousand on the side incase you're involved in an accident. In some states its the only way to avoid having to pay insurance. Normally the SR22 bond would match what the minimum state limits are in your state)

Just my two pennies.

[Barkingturtle]

Originally Posted by raitheon [You must be logged in to view images. Log in or Register.]

I don't know about you but i don't keep ten grand in the bank incase i kill someone.

Of course not.

I keep the cash in a fire-proof box under my bed because it's untraceable that way. Duh.


I should probably state for the record that my licenses all expired close to a decade ago and my advice has no official merit other than being obviously hilarious. There, I think I've covered my ass sufficiently.

[Treefall]

I live in a no-fault state.

There are pros and cons to it, but overall...I'm happy.

[Misto]

Regardless of what happened - you were all probably tail gating.

And deserve to be ass raped in a Federal penitentiary.

[gotrocks]

ALWAYS snap photos of all cars involved, also the people involved. If the accident is your fault you need to take statements from any EMT's or officers that show up (or at least get their names) and make sure they sign them. the fact that an ambulance showed up at all should have been your first warning sign, and you shold have gotten as much info as possible from the emts there.

You're not totally fucked, but you're going to need to move quickly to stop any damage to you. i'd talk to a lawyer ASAP if you have the money. This prick is obviously trying to work the system. Dont let him.