Biden Bails Out Losers With Worthless College Degrees

[nostalgiaquest]

Originally Posted by unsunghero [You must be logged in to view images. Log in or Register.]

I have 3k of credit card debt left so until I pay that no investment is worth doing. The only thing I spend money on besides bills is maybe dates and maybe another donation to p99 if I continue to play casually

Originally Posted by unsunghero [You must be logged in to view images. Log in or Register.]

I was a Republican….still am

Had sex this past weekend

Have my own 450k house, 45k 2021 truck, and full time job

Grats on your life choices too though. Looks like by your list of chars...

A few pages back you boast about "owning" a bunch of stuff, and then now say you have 3k in credit card debt. Do you not have the spare cash to pay that debt off right now? Are you living paycheck to paycheck? How much does that truck payment cost you each month?

This type of lifestyle is terrifying to me. You're one emergency away from total financial ruin.

I mean good on you if you're happy, and I'm sure the house will end up being a good investment, but I just don't understand this being a measure of "success".

[unsunghero]

Originally Posted by nostalgiaquest [You must be logged in to view images. Log in or Register.]

A few pages back you boast about "owning" a bunch of stuff, and then now say you have 3k in credit card debt. Do you not have the spare cash to pay that debt off right now? Are you living paycheck to paycheck? How much does that truck payment cost you each month?

This type of lifestyle is terrifying to me. You're one emergency away from total financial ruin.

I mean good on you if you're happy, and I'm sure the house will end up being a good investment, but I just don't understand this being a measure of "success".

I'm not saying be like me, I'm saying being responsible involves suffering

So I didn't see the purpose of using an analogy comparing meeting one's agreed upon financial obligations to suffering from polio

(truck payment is 300/mo, if I fail to meet it they repo the truck. Any home emergency I have homeowner insurance, for example I had to use this when my tree fell on my house in a storm. For medical emergencies my health insurance will cover 80% after my deductible, granted open heart surgery would still be catastrophic. It's more like a series of bad events rather than 1 that would ruin me)

[nostalgiaquest]

Originally Posted by unsunghero [You must be logged in to view images. Log in or Register.]

I'm not saying be like me, I'm saying being responsible involves suffering

So I didn't see the purpose of using an analogy comparing meeting one's agreed upon financial obligations to suffering from polio

(truck payment is 300/mo, if I fail to meet it they repo the truck. Any home emergency I have homeowner insurance, for example I had to use this when my tree fell on my house in a storm. For medical emergencies my health insurance will cover 80% after my deductible, granted open heart surgery would still be catastrophic. It's more like a series of bad events rather than 1 that would ruin me)

Yeah I wasn't posting regarding the polio comment. Stupid analogies are stupid, I agree.

[nostalgiaquest]

Originally Posted by unsunghero [You must be logged in to view images. Log in or Register.]

(truck payment is 300/mo, if I fail to meet it they repo the truck.

Back on topic. If you don't mind me asking, why buy the expensive new Truck when you knew that meant more heavy payments? 300 a month is no joke. And I claim full ignorance to the benefits of buying new cars as far as depreciation and trade in values, so perhaps I'm missing something.

I pondered buying a nice car when I moved to the NL, but cheaped out and bought a lame ass 2015 Nissan instead. I really hate making payments.

[unsunghero]

Originally Posted by nostalgiaquest [You must be logged in to view images. Log in or Register.]

Back on topic. If you don't mind me asking, why buy the expensive new Truck when you knew that meant more heavy payments? 300 a month is no joke. And I claim full ignorance to the benefits of buying new cars as far as depreciation and trade it, so perhaps I'm missing something.

I pondered buying a nice car when I moved to the NL, but cheaped out and bought a lame ass 2015 Nissan instead. I really hate making payments.

Yea I don’t mind criticism or scrutiny, especially when it’s good intended, trolling stuff is obvious

I am definitely not a super success story but the original quote by the other poster I responded to had set a very low bar implying “everyone here is a virgin basement dwelling degenerate” type of attitude, so you give me a bar THAT low and I’ll step over it. Now if the claim had been something to the effect of “everyone here has below average long term financial planning and a terrible investment portfolio” I wouldn’t say shit [You must be logged in to view images. Log in or Register.]

Long story short I loved my old 2011 frontier and had been using the same (formerly) trusted service company until they left the cap off my radiator and it caused my engine to fry, then they denied responsibility. I was using a loaner vehicle from a family member until that started to break down and I knew I had to replace it. I wanted to go with a Tacoma this time for the reliability and was exclusively looking at pre-owned up to 5-7yrs old, but in the crazy vehicle market that happened to exist in June 2021, pre-owned Tacomas were like the same price as new. So I ended up driving 150 miles for one of the last new ones on the lots. Later I had the frontier fixed (was a complete engine re-build so it took a long time), and since it was paid in full I still made $ on the sale, despite having to eat the cost of the repair. Had the repair been able to be done sooner or the loaner wasn’t breaking down things woulda turned out differently. But at least thanks to this fucked up car market I think the new one has actually gone up in value, which should never happen for a vehicle. I guess that’s not a short version…

Nissans are great though too, not lame at all. It’s all about the reliability

[Kaveh]

Originally Posted by nostalgiaquest [You must be logged in to view images. Log in or Register.]

A few pages back you boast about "owning" a bunch of stuff, and then now say you have 3k in credit card debt. Do you not have the spare cash to pay that debt off right now? Are you living paycheck to paycheck? How much does that truck payment cost you each month?

This type of lifestyle is terrifying to me. You're one emergency away from total financial ruin.

I mean good on you if you're happy, and I'm sure the house will end up being a good investment, but I just don't understand this being a measure of "success".

I agree with you 100%. When I hit $1 mil net worth I was still driving an old Camry

People like to bitch about money but also think they need an Escalade when they make $60,000 a year.

[MrSparkle001]

Originally Posted by unsunghero [You must be logged in to view images. Log in or Register.]

If they have an outstanding loan it’s probably better to finish paying that before they look to spending or investing anything, right? A free $10k from daddy-government isn’t going to cover the rest of their outstanding loan

But it will make them more likely to vote for the people that gave them that free $10k.

So many people aren't understanding what's going on. Not necessarily here on this mentally ill forum, but go check out Imgur or some other woefully misinformed site.

[Jibartik]

It pains me to hear that unsung is stuck in a viscious cycle that is the result of the western economic system.

No reason for someone like unsung to be in debt, or not investing in his future at this point in his life.

Guy goes canoeing and plays video games, and yet he's stuck paying off debt, living paycheck to paycheck?

It makes me sick.

Not that I think you're doing anything wrong unsung, its that your entire life has been stolen from you.

You shouldnt even be thinking about this shit living the life you live, but here you are, telling us you're not investing??

It makes me so sick, because you're paying lenders?????? death to america

DEATH TO AMERICA

DEATH TO AMERICA

DEATH TO AMERICA

DEATH TO AMERICA

DEATH TO AMERICA

[unsunghero]

Originally Posted by Jibartik [You must be logged in to view images. Log in or Register.]

It pains me to hear that unsung is stuck in a viscious cycle that is the result of the western economic system.

No reason for someone like unsung to be in debt, or not investing in his future at this point in his life.

Guy goes canoeing and plays video games, and yet he's stuck paying off debt, living paycheck to paycheck?

It makes me sick.

Not that I think you're doing anything wrong unsung, its that your entire life has been stolen from you.

You shouldnt even be thinking about this shit living the life you live, but here you are, telling us you're not investing??

It makes me so sick, because you're paying lenders?????? death to america

DEATH TO AMERICA

DEATH TO AMERICA

DEATH TO AMERICA

DEATH TO AMERICA

DEATH TO AMERICA

Eh, it is what it is. I already paid off a different card which had $4k. The trick is losing the physical card, so I can’t use it anymore

[Jibartik]

Originally Posted by unsunghero [You must be logged in to view images. Log in or Register.]

Eh, it is what it is. I already paid off a different card which had $4k. The trick is losing the physical card, so I can’t use it anymore

It's not what it is.

It's what this corrupt stupid system is.

Ive had it. It results in 299 million angry Americans angry on the news tv and all social media every day ranting about how pissed they are I'm sick of it!!

The system SUCKS!