Ways to earn PP as a new player?

[Freakish]

You don't need all your spells as a necro. I leveled without any hand-outs until the 30s when I got to sell some FM giant drops that my group didn't care about and then I was set for spell money. Pick and choose, and get the spells later when you have more money. How often will you use invisibility vs undead? Not much in your lower levels. Sense the dead? Almost never. etc.

Invest in some bags and loot as much as you can.