Making fine plate once you trivial banded may be the only way to skill up smithing right now. Another poster mentioned racial smithing but I suspect he was only able to do those combines because of a bug or a fluke - the high majority of racial smithing is not in game yet. Ornate chain and needles aren't in either, I don't think.
I highly recommend AGAINST making fine plate. Attempts at the pieces cost 30-90pp depending on the piece, and you will have a low chance of success at your current skill level. Moreover, even once you trivial it (which will cost you several thousand platinum), you are not going to be making enough money selling it to players to merit it. My wizard is a fine plate blacksmith and it's really not worth the time investment unless it's something you enjoy doing. The best way to get gear is to level up and buy it in EC with your loot money.
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