Money efficient gear for a cleric

[Mordyth]

If it comes down to it, there is always the scrap metal quest in Kaladim that makes it easy as to get some bronze gear.
Kill the scrap metal rat, hand in the scrap metal, take the knight card and repeat. When you have several (they are not lore) knight cards, boat to sister island. Hand in the knight cards to the dwarf there and gate back to kaladim.

[fohkure]

If you are the right class for it, you can sit in Karnor's Castle and collect rotting Jarsath armor. Most pieces aren't that great, but it's better than being naked and it's free. If you can manage to get Jarsath legs/wrists and Supple Scale Armbands, you're up 15wis and some mana just with those. And some decent AC to boot.

I didn't catch what race you are, so it might not work for you. That's what i did with my high elf cleric though. Then just put your money in jewelry.

Chris

[Sixpence]

Get a few levels & head to Unrest. You'll soon be decked out in Glorious Bronze. all for free.