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Old 01-26-2022, 11:41 AM
Reiwa Reiwa is offline
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Originally Posted by unsunghero [You must be logged in to view images. Log in or Register.]
Oh one last point, in regards to costs, and the importance of having insurance:

From looking at or hearing about other procedures, it appears that there is a back and forth negotiation that occurs between both the socialized (Medicare, Medicaid) and private insurances and the biller. There will be an original statement like “you owe x”. Then some unseen haggling/negotiation occurs and often another statement will come saying “you now owe y”. The health insurance still hasn’t paid anything yet, but in cases I’ve seen due to that negotiation, the next statement can be half or less as much as the original

Two things I am not sure in about in regards to this negotiation between payer and biller:

1. It very well might be a factor in healthcare costs. Not sure if the biller artificially inflates the cost expecting the paying insurance to lowball them. Sort of a chicken or the egg argument, was the lowballing driving the costs up or was it a result of the high costs?

2. I do not know if you are even able to do this price negotiation as an out of pocket payer. If not, that is a HUUUUGE reason to try to have health insurance
Dentists will do cash discounts if you pay in full within X days. Varies.
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Old 01-26-2022, 12:53 PM
Gatordash Gatordash is offline
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Originally Posted by Reiwa [You must be logged in to view images. Log in or Register.]
Dentists will do cash discounts if you pay in full within X days. Varies.
All doctors will give you "time of service" discounts.

Yes you can negotiate large medical bills down, as long as you can do as well as what they'd sell your bill to a debt collector for. (pennies on the dollar)

You guys in on Stealth Covid yet? Sounds way cooler than omicron.
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Old 01-26-2022, 01:07 PM
Reiwa Reiwa is offline
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Originally Posted by Gatordash [You must be logged in to view images. Log in or Register.]
All doctors will give you "time of service" discounts.

Yes you can negotiate large medical bills down, as long as you can do as well as what they'd sell your bill to a debt collector for. (pennies on the dollar)
Is this action well-received by providers?
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Old 01-26-2022, 01:26 PM
Gatordash Gatordash is offline
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Originally Posted by Reiwa [You must be logged in to view images. Log in or Register.]
Is this action well-received by providers?
Yes because you are getting paid straight away and don't have deal with stuff like electronic remittance advice. The industry standard is about a third off the actual price. That 'discount' obviously varies widely depending on what is being billed and geographic location. Typically, smaller bills and procedures mean smaller discounts, larger bills and procedures are larger discounts.
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Old 01-26-2022, 11:58 AM
Toxigen Toxigen is offline
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daily reminder if you took your jabs you're a dumb dumb and deserve whats coming
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Old 01-26-2022, 12:10 PM
F0rmsh1fter F0rmsh1fter is offline
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daily reminder if you took your jabs you're a dumb dumb and deserve whats coming
Laughs in 20something year old soccer players with peak cardio health dropping dead from heart attacks
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Old 01-26-2022, 12:42 PM
Elizondo Elizondo is offline
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daily reminder if you took your jabs you're a dumb dumb and deserve whats coming
I'm convinced if Fauci and Big Bird told lefties to eat bugs to protect them from Covid they'd do it

Oh wait, they already eat bugs
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Old 01-26-2022, 01:14 PM
Jibartik Jibartik is offline
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The next wave the news says is more catching than omni pretty sure the news knows nothing but how could it be more catching than omni lol that's like saying "air will be covid" next time
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Old 01-26-2022, 01:17 PM
F0rmsh1fter F0rmsh1fter is offline
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The next wave the news says is more catching than omni pretty sure the news knows nothing but how could it be more catching than omni lol that's like saying "air will be covid" next time
How do people see that and not question how the news would even know the characteristics of a hypothetical strain? How do people not see that this is all bullshit? I swear to allah we need another extinction event
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Old 01-26-2022, 01:29 PM
Jibartik Jibartik is offline
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My understanding is this is our medical system:

The insurance companies negotiate with the hospitals to lower the cost of things, the more customers the insurance companies have, the lower they can get the prices.

But to make it so the hospitals dont have to pay a "negotiated price" and instead pay the price they would ask for something without negotiation... they tack on huge $ amounts to their costs.

Then the insurance companies negotiate to lower the price and end up only getting rid of what the hospital tacked on and they end up paying what we would be paying if we didnt have insurance negotiating, or competition. Just what the hospital wanted from the get go.

(So to be loud and clear, this negotiation is a lie and literally has a net positive effect on all costs - 110% win for the hospitals - free money for insurance companies - higher prices for the patients)

This country needs an enema. Where's Roby when you need him! GET TO WORK!
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