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#1
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I recently was at a very interesting presentation about how and why Banking institutions tend to be outside the democratic sphere in otherwise democratic nations. I agree that it is wrong that financial institutions with substantial influence over the economy are so unaccountable, but maybe it's a Canada/US difference, because while banks are powerful, to say that they're in control of the government, I think, doesn't give the government enough credit for its own flaws and successes.
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#2
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Government gleefully handed over all power to the banks in when was it 1913? Also, the USA is a Republic. Not a democracy
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