Socialized Medicine - Let's Discuss!

[Pokesan]

Originally Posted by maskedmelon [You must be logged in to view images. Log in or Register.]

Insurers don't force you to buy their products.

automatic medical bankrupcty is your right as an american

[MrSparkle001]

Originally Posted by Pokesan [You must be logged in to view images. Log in or Register.]

do you not know how insurance works?

But that's exactly how it works, or at least in a way. Those paying for insurance are subsidizing those who get it for free. That's the whole point of the "Affordable" Care Act - affordable only to the very poor. Without forcing people to purchase insurance the system would collapse. Insurers fought long and hard for the mandate because without it they wouldn't make money.

[Wonkie]

Originally Posted by MrSparkle001 [You must be logged in to view images. Log in or Register.]

But that's exactly how it works, or at least in a way. Those paying for insurance are subsidizing those who get it for free. That's the whole point of the "Affordable" Care Act - affordable only to the very poor. Without forcing people to purchase insurance the system would collapse. Insurers fought long and hard for the mandate because without it they wouldn't make money.

all insurance plans would collapse without the fit subsidizing the unfit. objection to goverment involvement in the process is a simple pavlovian reaction.

my good chum

[Yumyums Inmahtumtums]

It's amazing to me how mad it makes some of you when societal leeches get benefits.

My wife and I have probably paid ~200k-250k in income taxes in the last 10 years (Canada). We had 2 healthy kids and have a yearly exam for ourselves. We definitely have paid into the system more than we've gotten out of it although we've closed the gap since the kids. I'm happy know my healthcare system takes care of my neighbors who might take more than they put in. I'm even happier knowing chronic and sustained job loss or maybe catastrophic uninsurable property loss are really the only two things that could bankrupt me.

There's a price to pay for peace of mind and as I get older (30 now) it only gets more important.

I probably won't wave a flag around on July 1st or join in on other bullshit symbolic activities, I'll be thinking about all the exceptional framework that made this life possible.

[maskedmelon]

Originally Posted by Yumyums Inmahtumtums [You must be logged in to view images. Log in or Register.]

It's amazing to me how mad it makes some of you when societal leeches get benefits.

My wife and I have probably paid ~200k-250k in income taxes in the last 10 years (Canada). We had 2 healthy kids and have a yearly exam for ourselves. We definitely have paid into the system more than we've gotten out of it although we've closed the gap since the kids. I'm happy know my healthcare system takes care of my neighbors who might take more than they put in. I'm even happier knowing chronic and sustained job loss or maybe catastrophic uninsurable property loss are really the only two things that could bankrupt me.
There's a price to pay for peace of mind and as I get older (30 now) it only gets more important.
I probably won't wave a flag around on July 1st or join in on other bullshit symbolic activities, I'll be thinking about all the exceptional framework that made this life possible.

You are just praising health insurance in general. What you describe is not limited to a national healthcare system. Outside of Canada you could purchase a catastrophic care plan and still have that peace of mind for far cheaper. You could purchase additional coverage if you liked too and be free to seek the services you desire.

[Yumyums Inmahtumtums]

Can you really have peace of mind? Pre existing condition or other disqualifying fine print takes away insurance from an enormous number of people. Enough at least that I wouldn't REALLY have peace of mind.

Also, in what country would health insurance be cheaper in? Most 1st world countries have universal healthcare negating the need to get health insurance in the first place.

[Pokesan]

Originally Posted by Yumyums Inmahtumtums [You must be logged in to view images. Log in or Register.]

Can you really have peace of mind? Pre existing condition or other disqualifying fine print takes away insurance from an enormous number of people. Enough at least that I wouldn't REALLY have peace of mind.

Also, in what country would health insurance be cheaper in? Most 1st world countries have universal healthcare negating the need to get health insurance in the first place.

excuse me sir - taxation is theft

[Lojik]

repeating the answer given by pharmaceutical lobbies eh ? r&d costs are overestimated and most of the time confidential, how convenient. Not even mentioning that in france at least, a good chunk of that r&d cost is financed by the government itself.. ¯\_(ツ)_/¯

I mean I'm probably one of the last people who would defend the current state of the pharmaceutical industry; I think there need to be some serious changes in the industry and other industries related to IP. However to present a case where the supposed margin is 20000% and then only give evidence for 40% perfectly illustrates my point that the bulk of the cost is research, not production.

A book I like is Against Intellectual Monopoly. There are some holes in their arguments for sure, but it presents an interesting case against strict IP laws.

[pickled_heretic]

it probably saves everyone money to provide primary care for everyone. ER visits for poor people are exorbitantly expensive and the tax payer pays for those if the person in question can't. primary care is a lot cheaper in the long run.

taxpayer, choose one: 5000 for a few colonoscopies, or 500,000 for expensive end of life care for someone with colon cancer.

[Alarti0001]

Originally Posted by Bazia [You must be logged in to view images. Log in or Register.]

in fact i prefer the system where I'm not forced to pay for other irresponsible people's healthcare

Originally Posted by Pokesan [You must be logged in to view images. Log in or Register.]

do you not know how insurance works?