Premiums Unveiled For Health Overhaul Plans

[MrSparkle001]

Get ready for the shitstorm.

All the plans cover the same benefits and cap annual out-of-pocket expenses at $6,350 for an individual, $12,700 for families.

You know what that is for a healthy individual? Worthless. Spending all that money every month and you still have thousands in out-of-pocket expenses.

If you have a preexisting condition that prevented you from getting care, or a chronic condition that's costing you more than $6,350 per year, you will make out well. If you are young and healthy and don't have insurance, you could be fucked. Those without health insurance also tend to be the ones who can't easily afford the extra monthly expense of premiums. Even with tax credits it's an extra expense forced on them, to preserve the insurance companies' profits. As if working class monthly budgets aren't already stretched thin...

This is going to be good. The labor unions are starting to bitch now but the shitstorm hasn't even started yet.

[Stinkum]

Yeah, I don't understand how some people are happy about this. The plans for these have outrageous deductibles, extremely small networks, high co-pays, and we are FORCED to buy them.

Originally Posted by MrSparkle001

Those without health insurance also tend to be the ones who can't easily afford the extra monthly expense of premiums.

The big unanswered question. I don't personally know any single people or families who didn't or couldn't afford to buy health insurance before that suddenly have a few extra hundred dollars a month to throw around now.

Originally Posted by MrSparkle001

If you are young and healthy and don't have insurance, you could be fucked.

According to the Kaiser ACA premium calculator , a single, nonsmoker age 45 earning $8,000 a year (part time minimum wage job or a full time job bartending/waitressing) in a state that did not expand Medicaid would have to pay 50% of their income towards health insurance.

[runlvlzero]

Originally Posted by Stinkum [You must be logged in to view images. Log in or Register.]

According to the Kaiser ACA premium calculator , a single, nonsmoker age 45 earning $8,000 a year (part time minimum wage job or a full time job bartending/waitressing) in a state that did not expand Medicaid would have to pay 50% of their income towards health insurance.

For little to no benefit to the individual other than making it easier for the government to subsidize treatment at hospitals while some white collar rich ass with several insurance worker certifications rolls around in a paycheck that trickles up to the CEO's pleasure palace out of country.

I'm so glad this is what I have to look forward to for the rest of my life.

IMO the best option would be to let us all rot without insurance but force this measure on anyone who makes over $400,000 USD yearly. Make them pick from these plans and bar all other insurance. You know because those rich asses are so valuable and important to our society. We couldn't have them getting sick on top of their piles of cash.

Even better force the Congresscritters and president to take the bronze plan by default. To save on government spending.

***Income number used as arbitrary as the numbers for these insurance plans, nothing personal.

****At least currently for this very moment I'm an out of work "veteran" with no income who is a dependent. This means I have access to tricare free of charge. Wonder if there is a loophole somewhere for me?

[Tiddlywinks]

Originally Posted by Stinkum [You must be logged in to view images. Log in or Register.]

According to the Kaiser ACA premium calculator , a single, nonsmoker age 45 earning $8,000 a year (part time minimum wage job or a full time job bartending/waitressing) in a state that did not expand Medicaid would have to pay 50% of their income towards health insurance.

Here's the bit about exemptions btw. No clue what you're talking about really. This guy in your example would be exempt like 3 different ways.

http://obamacarefacts.com/obamacare-...on-penalty.php

About ObamaCare Tax Exemptions

The mandate's exemptions cover a variety of people, including: members of certain religious groups and Native American tribes; undocumented immigrants (who are not eligible for health insurance subsidies under the law); incarcerated individuals; people whose incomes are so low they don't have to file taxes (currently $9,500 for individuals and $19,000 for married couples); and people for whom health insurance is considered unaffordable (where insurance premiums after employer contributions and federal subsidies exceed 8% of family income).