first time car accident - guy is making a bogus injury claim...need help please :)

[Barkingturtle]

The OP isn't even capable of driving--and we're supposed to trust his on-scene medical diagnosis?

In any event, it doesn't matter what the other guy gets paid, your rates will probably increase, regardless. When deciding your rate, insurance companies don't get reports informing them how much has been paid-out in prior claims. They just receive notice you've been involved in an accident--either by means of a Motor Vehicle Report or a more generic claims report where not-at-fault accidents and other comprehensive claims are recorded.

So, the advice here should be: grow up, pay attention when you're operating a vehicle, and accept responsibility when you screw up.