So how about that Zimmerman trial?

[Malice_Mizer]

Originally Posted by Samoht [You must be logged in to view images. Log in or Register.]

but... that would be racist to assume :O

no

no it wouldn't

bankers take risks when they give you money. it's a fact, not racism, that minorities like blacks and mexicans cannot pay their bills as reliably as everybody else.

sorry [You must be logged in to view images. Log in or Register.]

You're drawing generalized conclusions based on a person's ethnicity or race. There's been so many laws enacted over the past 50 years to deny banks the ability to engage in redlining, block busting, or any of the discriminatory practices that you condone as "common sense." It doesn't even matter if, statistically, black people default on their loans more than other "races." In our individualistic society, it shouldn't matter what group you're born into, you should get a fair shake if your files are in order. You conservatives leap back and forth between collectivist and hyper-individualistic societal philosophies as it suits your fancy, and it's really very annoying.

What if my father or other relative was a huge debtor and criminal? Would it be okay for a bank to say, "Well, it looks like you have horrible qualities in your blood, innately, so we're going to make a judgment call about you despite the contrary evidence you're providing us."

But I'm sure you're also in favor of across-the-board racial profiling in all cases because you're a proud idiot.

[Splorf22]

Originally Posted by Malice_Mizer [You must be logged in to view images. Log in or Register.]

What if my father or other relative was a huge debtor and criminal? Would it be okay for a bank to say, "Well, it looks like you have horrible qualities in your blood, innately, so we're going to make a judgment call about you despite the contrary evidence you're providing us."

Why not? I brought up the free market point before and it was never refuted. 1) There is no reason for banks to do dumb shit that would cost them money and 2) All it takes is 1 bank in your city that isn't full of bigots for you to get your loan. There is no need for the government to step in.