Dude you're not going to have very much fun down the road if you keep getting hand-outs.
A lot of the fun of the game is earning gear and the feeling of accomplishment of earning your own stuff and seeing how far you have come.
You're going to hit a hump at some point, and the fact you don't have as much invested in your character because you didn't go through all the trouble of gearing him is going to make you more prone to throwing him away or rerolling when you get frustrated.
Just my 2 cents.
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