Single Player Game with Everquest Feel

[qombi]

Are there any single player games with an expansive world that feels lived in like Everquest? A game with unique named npcs to seek out in custom elaborate dungeons? A game where you form a party with classes that complement each other with their unique abilities they bring to the party.
A difficulty where you must play well or be smashed. Use CC, beefy class in the front, enhancements to the party, and debuffs to the NPCs, healing.
Possibly faction in different towns and areas where you are welcomed on some where you are not.
I haven't found anything like this. Some recommend games like Elden Ring and stuff but it's not that similar.