Banking as Iksar?

[pink grapefruit]

Started a new Iksar necro planning to solo and make some cash on red, but am noticing that a lot of the necro money guides suggest soloing on Antonica and some Faydwer. I'm a paranoid pvp player and used to banking constantly so no one steals my cash. Where can I bank on these continents? Or should I be looking for merchants that sell unlimited gems and fill my bags with these as I earn money?

Alternatively, are there many good cash xp spots in Velious? Never really leveled there before.

Is it best to level in Kurn's from 12-20? We level faster on red even solo and I'm worried about affording spells. WW should get me good cash near a bank 20-29, but 12-20 spells may be hard to come by.