Human Paladin Stat Help (New Player)

[Vorvick]

Hi everyone! I have never played Everquest 1 before and I decided to join because I wanted a more challenging and community-driven MMO experience. Nice to meet you! I've decided to make a human paladin.

I am at level 4, but I'm wondering about how stats work.

1) How much do your starting stats matter?

2)How do they level up? I'm at level 4 and they are the same as when I started.

3) Lastly, here is what I put my stats into without much knowledge about the game: 5 into str, 10 into sta, and 5 into wis.

So my starting stats look like: 90 str, 90 sta, 75 agi, 75 dex, 85 wis, 75 int, and 85 cha.

I would rather not reroll, but would it be best in the long run to do so?