Quick bard question before I dump 1000+ bone chips on her.

[Sicc]

Hey guys. I'm going to bone chip a bard right into crushbone, but wanted to verify the starting stats. I've seen some debate but just wanted one last check up.

Right now my half elf bard has 10 into dex, rest into cha. Playing an enchanter, I know what its like to try to max cha. I was wondering if 25 into cha was really the most effective I could place the points.

I'll probably start with lambent set, 55 hp rings, mistmoore drum and lute. Somewhere around that range of twinking. I intend on grouping mainly, and swarming as a last resort, or to blow through hell levels.

So 25 cha min/max? I don't know how difficult it will be to gather str or dex gear up to respectable amounts, while maintaining great cha.

Thanks