Exp math is a little weird. I've updated the OP to be slightly more explanatory.
Human cleric = 1.0
any hybrid = 1.4
any troll = 1.2
troll hybrid = 1.2 x 1.4 = 1.68
any warrior = 0.9 (1.0 minus 10%)
any halfling = 0.95 (1.0 minus 5%)
halfling warrior = 0.855 (.9 x .95), which is 14.5% bonus
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