Regen won’t make up for the 20% xp penalty. In the low levels that’s a free kill to the human every time the iksar gets 4. Later when stuff gets tough a monk that can kill one blue con with mend can keep up with a single 6min 40sec spawn which will slowly take you to 60. In this case regen isn’t helping you at all.
I’d play what you want; what your char looks like and how you prefer that is massive. Knowing how to pull/play and gear is the lion share difference of comparing monks. The greats would be fine with a human and the awful ones need far more than a little standing regen to be good.
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