Thought I'd chime in since I started fresh relatively recently (two/three weeks ago).
I have two characters, an 8th Bard and a 12th Druid. Just from selling Bone chips and LQ/MQ/HQ pelts in EC, my Bard has made enough for full banded+2 Opalline Earrings+Gypsy Lute+MM Drum+150pp in the bank. My druid has been a little bit harder without quick access to EC (and bears), however, even just selling all the Crushbone vendor trash, I've already purchased all my spells up to level 14 and had 20pp left over.. only needing patchwork and a rusty didn't hurt, though.
Knowing what mobs to go after as you level is a big part of it. For example, Oasis is great Exp, but hit up Orc Highway or else you'll be broke in no time. Don't worry about not being able to solo HGs, you'll be tanking in dungeons for real loot while all the solo'ers are killing their 1000th plat pinata.
Edit to Add:
Wait... I think I grouped with you in Crushbone yesterday, aren't you a Druid? If so, you really don't "need" hardly anything to level. You can bare bones it, and all you need is Heal+DD+DoT+Snare/Root, and you have to buy like, two/three max per spell rank; That's like 50-75pp by 14.
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