I don't understand why you think you need BIS gear in this game to play and have fun. I leveled a bard to planar level and was literally replacing banded/bronze/cloth armor with Imbrued Platemail (planar).
This economy is so top heavy that BIS costs a TON, but mid-tier is SO MUCH MORE AFFORDABLE than it was on Live that its stupid. For your monk: Baton of Faith is 100p, Canes of Harmony are 100p. On Live, these weapons were fine in the 40s and replaced in the 50s, here you can make that kind of plat by L20 as a non-twink. Don't worry about best-in-slot, worry about being better than you were on Live.
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