Your best bet is to make the character you like most. If you simply want a character that well XP the fastest, then I suppose a Halfling warrior would be good. Unless of course you group, in which case your bonus and other members' penalties would be shared.
A warrior is a fun class to play, but can be tough, and you may want to forget about the XP penalty altogether and just roll a class with a lot of utility, i.e. a druid, until you get a good handle on the game.
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Jorg Shaman
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