My wife and I are currently levels 17 and 18, we have 496pp as of last night. We are completely untwinked, these are our first characters on p1999, I'm pretty sure we have a good amount of $$ for our level.
Basically we never ever destroy loot or let anything rot. Rusty weapons, raw hide equipment, cloth, gems etc - we loot all and make merchant runs. Currently we're doing Rathe aviaks til we hit about 22ish, unless I finish Shovel of Ponz quest anyways and my pet gets beefy then we'll be hitting UGUK.
I'm positive our route to 500p wasn't unique (collecting and selling *all loot) however when I played my first character on live I was SO broke. I'm positive the difference was that I was too concerned with being encumbered, and also played a melee character who couldn't gate to directly in front of the merchant. (i.e my wife is bound in front of a merchant in Lake Rathe so we drop all our loot on her, all our cash on me, she gates/sells, then boats back unencumbered).
Also we're a mage/enc and have every single spell available to us, including all lvl 20 spells in our bags and still have ~500pp. Lastly we never have and I seriously doubt ever will buy items from other players considering we're INT casters. Our mana pools and INT only drive our kill speed, but will never determine survivability for us.
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