I don't know if the bard guild will ever like you, but you should be able to kill enough orcs to get the guards and banker to be dubious+. Take the PoD lift, go straight across the pad to the bridge, then up the ramp on the left on the 2nd tree-pad. The third pad you arrive at has the bank. You'll avoid the bard guild in this fashion and also will not pass the ranger nor druid guilds. Its the straightest shot that exists.
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