Ah, but scrounging every silver at the beginning is part of the fun. It is for me anyway. I've been on the server a couple months, just hit 35, money is just becoming comfortable now, and I wouldn't have it any other way.
When it's really desperate at the very beginning, doing bard mail quests can really help. Felwithe->Kelethin is probably the best, but I did every one I could find, just in the normal course of visiting cities, and I'd say I got 15pp total from it. It definitely paid for spells and starting bags.
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