If you're starting any of those classes, Sowel, you really don't even need pp for bags or spells. I mean, you only need like 2 spells per level as a wiz or mage, maybe 3 as a necro up until 16+. You'll get the money to buy a backpack by the time you make level 3, just from selling rusty weapons you'll get off the decaying skeleton you should be hunting (you may even get packs off of them or little humanoid monsters).
Ahh, starting from scratch. It's so fun earning that first backpack, buying your first non-rusty weapon, watching a highest-level level 8 pet kill a wisp who drops a GLS. Good stuff!
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