I'm not gonna be one to think this was just a coincidence then. If someone else had the same problem with overclocking and solved it by no longer doing so then I think we can say this is Step #1 in all troubleshooting of this error.
Thanks guys for sticking with me on this, I knew it had to be something ridiculous such as this. Hope to see you online sometime!!
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P.S. Make you get the word out though as this will cause most people a serious headache!!