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Old 01-17-2013, 07:18 PM
Shannacore Shannacore is offline
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Quote:
Originally Posted by Bill Tetley [You must be logged in to view images. Log in or Register.]
Never buy the car for the price listed, scale down the cost by $1-2k. They take your offer to the "manager" who typically says no way but will come back with lower price for the car. Take $500 off that price and send them back. If they can't meet what you want to pay then leave. They like to claim "We have 3 other people wanting to buy this car." But most of the time that is bullshit... they will call you soon enough with a good offer for the car. Keep in mind there are "fees" at the end of buying a car at a dealership that can go up to $400+, make sure that is in your budget.

Avoid getting a loan from the dealership if possible... credit unions give out the best loans as far as I'm concerned. I have two loans right now both 1.99% apr.
The haggling part I'm definitely worried about. I am not a very pushy person! I'm probably perfect prey for those salesperson folks.

As for the loan, I will definitely go through my credit union. They have a really great program for first time car buyers where as long as you purchase a model that's between 09'-'11 then you qualify for 0% for up to 84 months. (No I would not take an 84 month loan out).

Quote:
Originally Posted by FormerlyAMonk [You must be logged in to view images. Log in or Register.]
You just here to brag, or what bitch?

You don't have more reliable people in your life (preferrably your REAL LIFE) from whom to seek advice?
Bragging about what? Yeah dude, I am totally stoked that my dad died and now I have a handful of money.

+ What makes you think I haven't consulted people in my RL? Nothing wrong with seeking a number of opinions imo
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