[vaylorie]

Originally Posted by dredge [You must be logged in to view images. Log in or Register.]

I take most of the responsibility, I made some bad decisions but tried my best.
My family talked me into buying as big of a house as I could because they believed it was a sure way of making money.

I went out and bought a 155k brick ranch with 5k down. The loan guy told me to lie and say I make 60k a year even though I made like 38k.

I racked up some credit card debt like a dummy going out to eat too much, drinking in bars, dating etc...

Got a second mortgage to pay off the cards, my family biz was going under and we sold it. Found myself unemployed, went overseas for work, was supposed to have a nice job waiting for me when I returned, it didn't happen.

Got ill/ hospitalized, racked up 38k in hospital bills, started putting mortgage payments on credit card, etc....

Lost it all.

Now I'm back in college at 40 years old starting over.

You guys are right. This was big business and capitalism that caused all of his problems. He was a victim of the system and it wasn't his fault.