Quote:
Originally Posted by vaylorie
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So what your saying is that ignorance negates responsibility?
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Uh yeah, I guess, except I always use the correct form of "you're" because my education was evidently superior yours. It's okay, though--I won't use my superiority to take everything you hold dear.
Anyways, responsibility is especially negated when that ignorance is imposed by a plutocracy as a means of suppressing the economic influence of a lower caste.
An example: I worked in the home equity division of a major financial institution in 2008. We identified borrowers with imperfect credit and were more aggressive in our attempts to have them utilize their equity. We encouraged them to make credit card payments and car payments by borrowing against their home. Customers with better credit? We offered them refinancing at even lower rates. Why? Because the borrowers with bad credit were already drowning and before they lost everything we needed to squeeze out some extra profit. We needed more debt to sell upon foreclosure. People with advantageous credit were going to make their payments to term, anyway, and they were less likely to open a revolving line of credit with their home as collateral--so why bother pitching them?
Now maybe it becomes a "chicken and the egg" dilemma but the fact remains the institutions identify the vulnerable and then seek to exploit them further. It is the American way, really.