No shared banks forces people to develop trust with people/build friendships.
I think something people forget is that all these "conveniences" of modern mmorpg reduce interaction between players. The more the computer facilitates the experience the less people will interact. Verant did a 100% stellar job in forcing people to interact......it's almost like they knew if people didn't have to interact they would do so minimally. Do you guys realize WoW is solo-questing, no-talking auto-formed cross server groups, and pickup raids?
I vote for as much headache as possible to accomplish things solo. The more headache the better.
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