"Need" is such a grey area that most people on the server just greed roll everything and let the market sort out individual's needs. If I want a specific piece of loot and don't want to pay for it, I'll get guildies and/or friends to help me camp the item. They won't roll against me because they know I'm at that camp for that item(s).
Also, the other 5 people in the group have put in just as much effort as you have at that camp. Why should they be any less rewarded (besides getting the RNG shaft)?
I do tend to prefer greed groups with either ML or hand-me-down, as Aci mentions above. That way more people walk away with something rather than one person being an RNG god and getting everything.
The biggest point, however, is communication. Know the loot philosophy going into the group, so you are not surprised when something does drop. If you don't like the rules from the get-go, then just leave the group.
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