I suggest thinking about faction very early to make life easier. IMHO, you should live in Crushbone from lvl 9-15. Killing the orcs non-stop will eventually allow you to bank and bind in Kaladim (be sure to do the CB belt quest..but be careful as there is a pally near the turn-in NPC that will kill you, regardless of your faction). Now, my Iksar can walk around tree city (elves won't sell to me though), and bank and sell in Kaladim (amiable to dorfs atm). Now, quite easy to bank and sell stuff when grinding in unrest and other zones. Also, Kaladim is easy to port to and near a boat launch.
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