No, bard races have no penalty that I'm aware of. And honestly lvling a bard isn't that bad except from 15-25ish. Once you get the healing song it makes lvling a bit easier for a while. Then when you realize you don't get double attack like all the rest of the melees, then it's get a bit slow unless you constantly get good groups. My tip is to group as much as possible(If you can't find one make one) and one great thing about a bard is they can group/duo with anyone. They will fit into almost any role.
But for the record, bards rock. They are very versatile and are very powerful if played right. The bard nerds out there claim bards are the best class around, which I can't argue with too much any more.
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