Oh by the way before some genius comes in here and compares this to Blizzard, Valve or SOE -- those are companies that can be held legally responsible if something goes wrong. There's a little more leeway there versus volunteers doing something for free.
A million things can go wrong from bugs in the code, a third party with access to the data, yada yada, things that don't all have to do with trusting the staff or not (though still not trusting anyone with that sort of access to my system).
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