I’m all Team Fungi, especially solo. I think some folks might be overselling it in the high levels though. The max hit from a geo is 146. That’s basically one minute of ticks.
As for SV’s, it’s extremely tough 0 check resist benefits even in HoT. We all know the difference between healing someone with horrible SV’s and solid ones, so they matter. While the odds are stacked against us on p99, MR is still gold no matter what. I’ll drink my snake oil all day if it means resisting even an occasional dragon fear.
Hps, AoB, svs, passable AC. I mean…it’s not a ridiculous premise to just wear it when someone healing you. You can write them an IOU for 1/3rd of a chloroblast every minute.
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