[Nitsude]

Good question about auto split.

Try to establish loot rules before pulling starts. If you're joining an already established group, ask them what their loot rules are.

Need before greed is not typically practiced on p99 unless it's a group of friends. So if you're in Karnors and a Tstaff drops, most groups aren't going to pass it to the monk just because they can use it.

If you make the group, you can establish whatever loot rules you want. Just be upfront about it.