Long story short, it checks your CHA against their MR. The more your CHA is above their MR, the lower the probability of a crit resist. Level difference does not make as much difference with crit resist as charisma does.
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"From this day to the ending of the world,
But we in it shall be remember’d;
We few, we happy few, we band of brothers;
For he to-day that sheds his blood with me
Shall be my brother..."
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