There is no substantive soft caps on p99 worth worrying about. 1800ac scales from 1500 the same as 1500 from 1200. Every class except rangers which seem to have zero effect from AC at all, at any level beyond about 60 worn ac. Literally nothing else counts or makes a difference (source, my naked except dagarn leg ranger takes the same damage as fully clothed to 1300ac, also takes identical damage to my 1000ac ranger)...
Every other class AC is godly, its borderline broken. But raid content is also broken. So beyond ToV trash there's almost no point sacrificing HP for anything if you can keep aggro.
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