Regarding your Minion Ramp build, while it may be enjoyable now, you are right that it might not scale as well in higher difficulty modes like NMD push. Minion-based builds often face the challenge of minions being vulnerable to enemy attacks, and as the game progresses, enemies tend to become more powerful and can easily wipe out your minions, leaving you with fewer combat options.
Your idea of collecting max/near max aspects in the bank for a mid-season respec is a wise decision. Having a stockpile of resources and gear will give you the flexibility to adapt your build to the changing challenges as the game evolves.
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