I just had to take out a home equity loan for the minimum ($45k) at a shit interest rate to cover $23k of home repairs. I luckily got a good deal on the repairs from a contractor who is friend of the family, which included:
- New roof
- Entire outside house repainted, all trim boards replaced
- New wall and door put in garage
- new insulation in attic
- gravel in front and back yards
If you can do any of this stuff yourself, could save some serious money. I don’t trust the kind of job I would do though. I have to make $350/mo payments for the next 20 years, but I now have one of the nicest looking houses on the block. Not bad for it being 30+ yrs old
The first bill (of multiple):
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